Disclaimer

Disclaimer

Legal Disclaimer
Please read the following Terms and Conditions carefully. By accessing this Website you agree to be bound by these Terms and Conditions. The following Terms and Conditions are subject to change, updating, and/or amendment at any time at the sole discretion of ADAMS (as used on this Website, ADAMS refers to AEGON Direct & Affinity Marketing Services Japan Limited, its holding company, affiliates, subsidiaries, and business units). Since you also will be bound by such amendments, please access this page regularly to check the latest legal disclaimers.

General Information
This Website is intended solely for the purpose of providing general information. It is not intended to provide advice, nor should it ever be used to receive provision of advice.

Information obtained through use of this Website is not comprehensive and does not include all problems, subjects, or facts related to your objectives. All information on this Website, including information that by its nature concerns past events or future projections, merely communicates facts as of the date the information was posted to the Website. ADAMS shall bear no obligation to update such information after posting it to the Website or to remove such information from the Website if it is, or was, inaccurate or incomplete.

Information included on this Website does not constitute investment-related advice and is not a solicitation for application for or purchase of securities or insurance products for sale.

Laws and Regulations
Access to and use of this Website is subject to applicable federal, state, and local laws and regulations.

Copyright
This Website’s content is protected by copyright. All rights, title, and interests in the material and content accessible on this Website and in its pages, site content, and layout are owned by ADAMS or its licensors. Users are prohibited from modifying, copying, redistributing, transmitting, displaying, publishing, selling, licensing, uploading, reposting, or creating derivative works to use any site content without the express written consent of ADAMS. ADAMS has the right to reserve such consent at its sole discretion. Any and all modification of this Website is prohibited.

Trademarks and Service Marks
The trademarks, service marks, logos, images, and icons (“marks” hereinafter) appearing on this Website are the property of ADAMS and other parties. Users are prohibited from using any of the marks without the prior written consent of ADAMS or the third-party owners of such marks.

Limitation of Liability
ADAMS, its licensors, service providers, content providers, employees, agents, officers, and directors hereby expressly disclaim all liability for direct, indirect, incidental, derivative, special, punitive, exemplary, or other damages arising from or in any manner related to your access to or use of this Website, including loss of income or returns, pain and suffering, or psychological distress, regardless of whether or not ADAMS knew of the possibility of such damages, and of whether such damages were due to contracts, unlawful acts, strict liability, or other causes. The sole remedy if you are unsatisfied with this Website and/or related services is cessation of use of the Website and/or related services.

ADAMS makes no warranty that the files available for download from this Website do not contain any viruses, worms, or other code that could contaminate or damage a computer. Users are responsible for performing sufficient procedures and check points to satisfy their own specific requirements concerning the accuracy of data input and output and for maintaining means other than this Website for reconstruction of lost data. ADAMS shall not bear any liability or risks related to users’ use of the Internet. In addition, ADAMS is not responsible for security infringements related to use of hyperlinks to products, services or third parties or of this Website, or to transmission by the user of confidential information through this Website or linked sites.

All information on this Website, including images, text, and links to other sites, is provided as-is and is subject to change without notice. While such information include, but are not limited to, implied warranties of salability, suitability to specific use, or non-infringement, it is provided without any warranty or declaration, express or implied. ADAMS makes no warranty that the functions or content included on this Website will not be subject to interruption or error, that any problems will be corrected, or that this Website or the servers providing this Website do not include viruses, equipment that would make computers unusable, or other harmful components. Users shall bear all liability and risks regarding use of this Website and related services.

Information on this Website may include references to products or services not provided in your state or country or unavailable for purchase through the Internet in your state or country. Such references do not mean that ADAMS will make such products or services available in your state or country.

While ADAMS strives to secure the integrity and accuracy of this Website, it makes no warranty concerning the completeness, accuracy, or integrity of the information on the Website and expressly disclaims liability for errors or omissions in such information. You are responsible for evaluating the accuracy, integrity, or usefulness of the information, advice, or other content available on this Website. In no case will ADAMS or its directors, employees, or advisors be liable for any damages sustained by the user as a result of relying on information obtained through this Website or other websites linked or referred to on this Website.

Linked Internet Sites
This Website may include links to other sites not operated by or related to ADAMS. ADAMS is not responsible for the content of any other Internet sites linked to this Website. A link to another site does not imply that ADAMS endorses the site or any products or services that it describes. Your access to and use of any other Internet sites linked to or from this Website is at your own risk and ADAMS assumes no obligation or liability in connection therewith. Furthermore, ADAMS shall not be liable for any direct or indirect damage to computer systems or other problems sustained by users as a result of links to other Internet sites, including results of user access to third-party technologies, site information, and/or programs.

Information for Investors
Provision of information concerning ADAMS does not imply any recommendation or proposal of investment. Investors themselves are responsible for confirming the accuracy of information provided, and neither members of management nor the ADAMS Website shall be deemed at fault for any inaccuracy or for any losses caused by investment in a company for which detailed information is provided on any page within this Website.

Access
Users may be asked to provide certain information in order to access some of this Website or its resources. The accuracy, timeliness, and completeness of all information submitted by the user on this Website are conditions of use of the Website. ADAMS reserves the right to deny user access to this Website or the resources on the Website and to discontinue or temporarily suspend user access at any time if it determines that the information provided by a user is not accurate, up to date, or complete.

Restrictions on Use
You may use this Website for the purposes expressly permitted on the Website. You may not use it for any other purpose, including commercial purposes, without obtaining the prior approval of ADAMS expressly in writing. For example, each of the following acts is prohibited (and you may not authorize other parties to conduct any of the following acts): (i) Use of this Website through co-branding, or (ii) Display of this Website in frames within another website, of (iii) Linking to this Website without obtaining the prior approval of ADAMS expressly in writing. In this disclaimer, “co-branding” refers to any other party displaying its name, logo, trademark, or other content conveying its character or identity in a method that reasonably could be considered to convey to users the impression that said party has the right to carry, release, or distribute this Website or content accessible within the Website. You agree to cooperate with ADAMS in promptly ceasing any improper co-branding, display of the Website inside frames, or linking.

Information Provided by Users
You may not post, send, provide, release, or transmit any of the following materials with relation to this Website.

• Materials that you do not have the right to post, including material that is the exclusive property of a third party
• Material defending illegal acts or concerning plans for performing illegal acts
• Obscene, indecent, sexual, or licentious material
• Material with no direct relation to this Website
• Threatening or offensive material of an obscene, sexual, racially discriminatory, unjust, or hateful nature that would threaten, insult, libel, slander, infringe the privacy of, or involve stalking of others
• Material attempting to take advantage of or endanger children through exposing them to inappropriate content, requesting details that could be used to identify individuals, or other methods
• Material infringing on the intellectual property rights or other rights of any company or individual, including infringement on the copyrights, trademarks, or likeness rights of others
• Material in violation of law or that could be deemed to be in violation of law
• Material feigning a relationship between you and any other company or individual, or communicating such a relationship inaccurately, or including falsified headers or identifiers in order to falsify the origin of content
• Except as expressly permitted on this Website, material advertising sales activities (such as provision of products or services) or involving other commercial activities (such as holding drawings or contests, posting banner advertising for sponsors, and/or soliciting for products or services)
• Material soliciting funding, advertisers, or sponsors
• Material including programs containing viruses, worms, or other computer code, files, or programs designed to impede, damage, or restrict the functions of computer software or hardware or of electronic telecommunications
• Material that functions in ways that would bring disorder to the ordinary flow of dialogs, scroll through screens at a speed at which other users cannot input entries, or affect the abilities of others involved in real-time activities through this Website
• Material in violation of properly formulated policies or rules regarding use of this Website or networks connected to it
• Material including hyperlinks to sites that include any of the content described above

ADAMS reserves the right to monitor use of this Website in order to confirm compliance with the above Terms and Conditions and to remove or reject any information for any reason. Regardless of this right, you remain responsible for the content you provide. You hereby acknowledge and consent that neither ADAMS nor any third party providing content to ADAMS shall bear any liability for performance or nonperformance by ADAMS or such third party regarding material provided.

Email
In parts of this Website, you can send messages to ADAMS by email. However, ADAMS makes no warranty concerning its receipt of email messages sent to it.

Indemnification
You agree to indemnify and hold harmless ADAMS and its licensors, content providers, service providers, employees, agents, officers, directors, and contractors (“indemnitees” hereinafter) for any violation by you of the above Terms and Conditions. You hereby consent that the indemnitees shall bear no liability for such violations or improper use and that you will provide indemnification for all losses, damages, judgments, arbitration awards, costs, expenses, and legal fees sustained by the indemnitees resulting in connection with the above disclaimers. In addition, you also agree to indemnify and hold harmless the indemnitees regarding demands made by third parties due to use of information you accessed from this Website. ADAMS reserves the right to pursue available legal or equity means of redress concerning violation of the above Terms and Conditions, including the right to block access to the Website from specific Internet addresses.